My credit card information was recently stolen. That’s gonna be its own post because it was fucking amazing. So new credit card. This coincided with a new debit card as well. Both have NFC (near field communication) technology. Also known as “contactless payment” or “tap to pay.” So I used it for the first time at the gas pump. I was a bit bothered that I didn’t even ask me for my zip code to authorize the transaction. So I decided I needed some RFID/NFC blocking card covers since my wallet is not RFID blocking.
First, I will say that I did research and NFC is the safest technology we have right now to make payments. Either via the card or the phone. Unlike other methods, your card number and name are not transferred. Only a unique encrypted code is. This code changes every time so it’d be pretty hard to spoof. My card was spoofed. I don’t know if they got it online somehow or skimmed it somewhere, but they had a physical copy of my credit card. Swiping a card is the easiest to steal/copy method. People put skimmers on gas pumps and ATMs and steal your card info and pin. Easy peasy. This can also be done with a chip card but it’s much more difficult and therefore unlikely due to the chips encryption. With NFC, you don’t insert your card so they can’t copy it at the point of sell system. So now NFC is the even more secure version. Therefore, I am willing to embrace this technology.
The most powerful NFC is only going to be a few inches using a magnetic field. We’re talking just barely over 1.5 inches (4 cm) on a credit card reader. RFID can be hundreds of meters when it’s used for inventory tracking since it uses radio waves. So even with that tiny range on NFC – I’m uncomfortable. It’s still too close for comfort for me. Either way, they are easy to block. Just need some metal. Nothing fancy. You could totally make your card a little tinfoil hat if you wanted and be completely safe. I chose to order ready-made sleeves. I saw they had cute ones and settled on the LotFancy slips. Or, as Amazon calls them: “LotFancy RFID Blocking Sleeves (19 Pack, 14 Credit Card Sleeves + 5 Passport Sleeves) for Identity Theft Protection, Designed with Cassette Pattern, Smart Slim Design fits Wallet/Purse” (click for link).
As you can already see, they are adorable! There’s 5 passport sleeves and 14 credit card sleeves. They look like old VCR tapes and audio cassette tapes. Ah the good old days. Why have a bunch of grey or navy blue sleeves when you can have THESE? Come on!
Now I will say, I tested them. I figured they would work fine. It’s not like this is advanced technology. However, these are very affordable and who’s to say someone didn’t just print out some card stock and send it out? So first thing I did was test it at the gas pump. I had my card in the sleeve and rubbed it all over the reader. Nothing. So yeah, they work!
I’d give them 5 stars if it weren’t for one thing. In a regular wallet, they are a tight fit. It is actually easier to just slide the card out of the sleeve in your wallet than to pull it out in the sleeve. So that’s what I’ve been doing. I just leave the sleeve in my wallet and pull out the card, then carefully return it to the sleeve. So 4.5 stars from me. Though honestly, I don’t see how this could possibly be avoided. Any material is going to add some bulk to the card. Therefore, I imagine any slip would be just as tight in your wallet.
For now, I’m going to enjoy the peace of mind of safety and the new pops of color in my wallet! I put them over my cards and then realized your passport card actually says to store it in a sleeve on the card. So yeah, it went in one too.
Added bonus. Today we were in a training talking about safety and the instructor asked who had their credit cards in RFID blocking sleeves. Only two of us raised our hands. I even proved it and showed how cute mine are. Win.