Tag: insurance

Well, it’s a weekend.

Posted on | by cursingcats.com | 1 Comment on Well, it’s a weekend.

This weekend was supposed to be my blissful relaxation time. Four day weekend. Nothing needs to be done. Garage is clean, Both offices cleaned (I even spoofed up Husband’s). Garage and storage room — perfect. It’s too wet to rake leaves. I could put up the new ring camera, but I’ve got months to do that before the pool pump is on. So yeah. Fours days to RELAX.

Has it been that. FUCK NO. Meet my fans:

Yeah, those are industrial drying fans and a dehumidifier that have been running constantly since Friday morning and will continue to do so until AT LEAST 3:00pm on Monday when they come out and check on things. We had a washing machine incident. Downstairs is a stressful disaster. It sounds like Google’s server room and yeah, pieces of my floor and ceiling are missing. I will talk about it later.

Like, yall. Even the fucking cat is stressed the hell out. These fans are LOUD. We’ve all had to retreat to the upstairs. I live downstairs. I don’t like this.

But then, last night, we went out to a swanky dinner to celebrate K and husband looked so cute in his suit! And we got a great posed shot of my tattoo — plus I was looking hot!

I’ve also been working on my rock collection. I’ve added a few more specimens. And yes, I relabeled them all. Now the labels are all at the same level and straight. THANK YOU. I will also post more about this later. I’ve got a big Yooperlite coming in so yeah, there’s gonna be more rock pictures.

I did order more shelves. They didn’t have the distressed white anymore, so I had to order brown. So I had to spray paint them all to match each other. Which mean Walmart. Thankfully, I put out a call and K2 was willing to go to Walmart with me. We got three cans of Rustoleum white semi gloss primer and paint in one. Like one can extra.

No. No. I put the first coats on while they cut up my floor and ceiling. Then I had to run out to ACE before the septic people came to get TWO MORE CANS. Surely I don’t need two more? Yeah. Yeah I did. But they look awesome!

It looks like I don’t have room to expand, but I totally do. I liked it better with an extra vial on each shelf. Plus I mixed in some empty bottles to spread it out. I’m also going to acquire medium (2ish inch) specimens of my favorites. I have a two inch sphere of Yooperlite on the way. Then I’ve got my eye on some Petoskey stones. Then I want to get a natural uncut, UNDYED, Ruby that fluoresces. I’ve found two options I’m eyeing — click 1 and click 2. Obviously, the click 1 there is preferred, but it might sell out before I get to buying that one. I also want some peacock ore…

Is insurance getting even shittier?

Posted on | by cursingcats.com | Leave a Comment on Is insurance getting even shittier?

Is it me, or has insurance been getting even shittier lately? Yesterday I went to pick up Mr C’s prescription and they wouldn’t cover it because a generic was available over the counter. Yeah, a generic at half the dose for $22. So almost $50 a month. They wanted $80 for the prescription generic. Thankfully GoodRX had my back and got it down to $12.

I was also picking up some of my monthly drug haul and noticed one of them was unusually high. I asked about it and he said insurance wouldn’t cover it from that pharmacy. Apparently they cover it, but only if I order it through CVS Caremark. WTF? You can dictate my pharmacy now? I have a lot of good reasons I won’t be switching to CVS even for just that one. Thankfully, thyroid hormones aren’t too pricey anyway.

Whats with insurance being such bullshit? Am I the only one noticing them reigning it in on what they cover? Since when can they cover one pharmacy but not another? Not even “in network” or “out of network” but just this one mail order service only? Can you even trust the mail with your required-for-life prescriptions? You know how long it took me to get the last pair of pants I ordered? And then there’s the running late days or the days they just don’t deliver it and claim your driveway was blocked. Plus it’s like 100 degrees (F) outside, so more in the trucks — that can’t be good for prescription medicine.

WTF?

Insurance is such a fucking scam.

Posted on | by cursingcats.com | 2 Comments on Insurance is such a fucking scam.

Doctor to Pharmacy: “This patient need this medication.”

Pharmacy to Insurance: “This patient needs this medication.”

Insurance to Pharmacy: “Do they though?”

Pharmacy to Doctor: “Insurance wants to know if they really need this medication.”

Doctor to Pharmacy: “Did I stutter?”

Pharmacy to Insurance: “Yes.”

Insurance to Pharmacy: “Fine, Whatever.”

Pharmacy to Patient: “Your medication is ready.”

Why the fuck does this process exist? I’ve never EVER had a doctor change their mind and go “OK, they don’t really need it.” And I take a shit ton of medications. It’s just a way for insurance to stall paying what they’re supposed to pay. I’m so mad!

We’re currently in pre-lawsuit with insurance about an accident I had in 2019 (yes, thats 2 years ago) because they don’t want to pay what they SAID THEY WOULD PAY. We’re not even to the lawsuit part yet because insurance is dragging every single step out as long as possible. And now I’m stuck in this prior medical authorization needed loop with the pharmacy over a medication.

Isn’t the whole doctors prescription thing ITSELF the prior authorization? Like not everyone can or should take these medications so you need a prescription. It’s the fucking authorization. I could see if, maybe, a nurse practitioner wrote the prescription and you want a more authoritative position — but not the doctor themselves. It’s so stupid!

Since the aforementioned accident, I’ve suffered from headaches pretty badly. Physical therapy helped a ton and I’m also on a migraine shot once a month (which also required prior authorization when it was prescribed — oh and would have cost me 1k out of pocket but $5 for insurance — but thats ANOTHER post all together). This shot works great — but not for the whole month. Towards the end of the month I start getting daily headaches again as the shot wears off. This leads to me taking a shit ton of Excedrin Migraine.

Well, apparently thats really bad for your kidneys. So my NEUROLOGIST prescribed another medication I can take as needed or every other day towards the end of the month. It’s apparently the same medication thats in the shot and I can use the pills as a booster. He says he sees patients with my problem all the time. The shots great but it doesn’t last. So this way you can boost it and get through to the next shot. This medication has next to no side effects (maybe some nausea — but by the time you need the pill, you’re probably already nauseous). Where as over-the-counter pain killers will eventually kill off my kidneys.

Well he prescribed it a week ago! I got back to his office the NEXT DAY when I was told it needed prior authorization and I still don’t have the damn pills. My head is killing me! Why is insurance such a fucking scam? I hate it. This prior authorization process requires no less than SEVEN calls that don’t involve me at all. It’s just a lot of bureaucracy to postpone or try to avoid paying.

I’m going to go slam my Dammit doll on the counter while I toss back some Excedrin Migraine.